I Was Seriously Injured in Knoxville by a Drunk Driver Who Has No Insurance – Am I Out of Luck? Find Out How a Knoxville Uninsured Motorist Lawyer Can Help You Get Compensation Even If You Were Injured by an Uninsured Driver

There is no doubt that finding out that the driver who caused your serious car accident injuries is not covered by any insurance policy after a serious DUI car accident happens can send a DUI car accident victim into a bit of a panic and shock. Indeed, being seriously injured in a car accident is traumatic enough for most people. However, when you find out the at-fault driver was both drunk and uninsured, you may feel even more helpless and overwhelmed – and maybe even out of luck. Fortunately, Tennessee personal injury laws provide options for DUI accident victims to seek compensation even if the person who injured them has no insurance coverage. Here we explain the basics of uninsured motorist claims in Knoxville and how a Knoxville uninsured motorist lawyer can help you get compensation due to you.

Uninsured Motorist Claims in Knoxville: The Basics

At the outset, it is important for Knoxville car accident victims to understand how uninsured motorist (UM) coverage works in Tennessee. All auto insurance policies in the state of Tennessee are required to offer UM coverage unless the policyholder signs a written waiver declining the coverage. As such, if you carry UM coverage, your own insurance company may be obligated to pay for your damages when the at-fault driver cannot. This potentially includes cases involving drunk drivers with no insurance.

Making a Claim for Compensation Under Your UM Policy

Unfortunately, making a claim under your own UM policy may not be a walk in the park. Insurance companies often attempt to minimize payouts (to maximize their own profit), even when the injured car accident victim is their own customer. A skilled Knoxville uninsured motorist lawyer can help you build a strong case, negotiate with your insurer, and push back if the company delays or denies your claim, or presents a lowball offer to resolve your case.

It is important to note that in some cases, there may be other sources of compensation as well. For example, if the drunk driver was overserved at a bar or restaurant before the crash, that business may be held liable under Tennessee law. Exploring these options requires a detailed investigation and a firm understanding of the law—something an experienced Knoxville uninsured motorist attorney can help you with.

Getting Legal Help in Knoxville After a Serious Car Accident – Knoxville Uninsured Motorist Lawyer

If you were injured by an uninsured driver in Knoxville and you need legal help, contact the experienced Knoxville uninsured motorist lawyers at the law firm Fox Farley Willis & Burnette PLLC. The experienced Knoxville uninsured motorist lawyers at the law firm Fox Farley Willis & Burnette PLLC are here to help Knoxville car accident victims get justice in their cases involving uninsured drivers. Contact Fox Farley Willis & Burnette PLLC today and speak with a lawyer about your case now.